How it works

Submit Your Information

Fill out our short form secured with 256-bit SSL encryption technology.

Fast Decision

If approved, review all terms & rates provided by the lender.

Quick Funding

If approved, the funds can be transferred to your bank account as soon as the next business day.

Loans up to$50,000 with an APR of 35.99% or lower

People across the country use our service to get loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. The lenders our network provide loans such as, but not limited to:

  • Personal Loans
  • Unsecured Loans
  • Installment Loans
  • Emergency Loans

How does Right Loan USA work? We are not a lender but a lender connection service. We save you the work from filling out multiple websites by working with multiple lending partners. Once you submit your information online, if approved, you will be redirected to a lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender may be able to deposit money directly into your bank account as quickly as the next business day.

APR Information: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lending partner's terms and conditions in full before proceeding for a loan.

Renewal Policy: Every lender has its own terms and conditions and renewal policy, which may differ from lender to lender. You should review your lender's terms and renewal policy before signing the loan agreement. Late payments of loans may result in additional fees or collection activities, or both.

Late, Partial, or Non-Payments and Collections: A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, and/or report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.

Representative Examples of APR & Total Loan Costs

The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner:

APR 6.00% 10.00% 25.00% 35.99%
Loan Amount $5,000 $5,000 $5,000 $5,000
Period 36 months 36 months 36 months 36 months
Monthly Payment $152.11 $161.34 $198.80 $228.99
Total Payments $5,475.95 $5,808.09 $7,156.77 $8,243.66

Why Right Loan USA

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You may be able to get your money in as little as 24 hours

Don't be fooled by "1-hour online personal loan" or "1-hour cash advance loan" marketing schemes. While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 24 hours before the check clears and the money is available for you to use from your account. If you are approved for a Personal Loan by one of the lenders in our network, you can receive the money for your emergency in as little as 24 hours and resolve your short term funds problem in no time!

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Approval for up to $50,000 directly deposited as soon as tomorrow

If you're approved for a loan with one of the lenders in our network, you could receive up to $50,000 directly deposited into your account as quickly as tomorrow.

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Bank Level Encryption of your data (256 bit Industry Leading SSL encryption)

In transmitting your personal information to our lender network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at RightLoanUSA.com

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No waiting in line or going into a physical store

Entering your information on RightLoanUSA.com is easy and secure. In most cases, from the comfort of your home desktop, laptop, mobile phone, or tablet computer you can complete the entire process without going into a store and waiting in embarrassing lines. The process is easy and secure.

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Our easy online form takes less than 5 minutes to complete

Our online form is already integrated with multiple lenders, one online request form is all it takes, in most cases an online decision will be provided within minutes.

Questions?

Do you perform a credit check?

While Right Loan USA does not perform a credit check, the lenders that we work with may do so in order to determine your creditworthiness and the amount that they may be able to lend to you.

What is the loan APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. By law, the lender must show you the APR before you enter into loan agreement. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and the lender. Because Right Loan USA is not a lender, we do not have control over the terms of your agreement. If approved for a loan, we recommend you read the lender's terms and conditions in full before accepting the loan.

How much can I borrow?

Loan amounts vary from $200 - $50,000, though not all lenders can provide loans amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. Submitting your information online does not guarantee that you will be approved for a loan.

Do I have to go into a store or wait in line?

Entering your information on Right Loan USA is easy and private. From the comfort of your home desktop, laptop, smart phone, or tablet computer you can enter your information online without going into a store. The process is easy and private. That said, if connected with a lender, in order to get a loan the same day, some, not all, lenders may require you to go into their store that is located near to where you live to pick up your money today.

Get the money you need

Receive up to $50,000 in your checking account as soon as next business day. Start Here